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  1. #1
    legalhelp is offline Member legalhelp is on a distinguished road
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    Credit Card Debt

    Do you have a considerable amount of credit card debt? Many times people are unaware that you can lower your credit card interest rates simply by calling and asking your credit card company. If you tend to carry a high balance each month it can really save you money lowering your rate. Even if your rate is only lowered a few percentage points I highly recommend making the call.

    I see too many people these days with huge interest rates of 18% plus and it is sad they don't realize that they are probably capable of receiving much lower rates.

    Give it a try today, call your company and see if they can lower your rate for you. A 10 minute call can potentially save your thousands of $ in interest.

  2. #2
    Attorney Denver is offline Junior Member Attorney Denver is on a distinguished road
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    Credit card debt is one of the biggest problems most people face when trying to get a handle on their finances. Credit cards make it easy to spend more money than you have, and then the crippling interest rates and fees make it seem impossible to get out from under.
    With Best Regards
    Attorney Denver
    lawsuit finance

  3. #3
    jimb12345 is offline Member jimb12345 is on a distinguished road
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    i have called all my credit cards and lowered the interest rates on all of them. the credit card company will work with you.

  4. #4
    Henry1 is offline Junior Member Henry1 is on a distinguished road
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    I came to know that credit card companies dont have recovery power...is that true?

  5. #5
    Varino is offline Junior Member Varino is on a distinguished road
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    Credit Card Debt

    Transfer your current credit card balance to an interest free card. This usually gives 9 months to pay off. Make paying off the debt your main priority above everything else. If you have balance at the end of the 9 months on the said card, transfer to another of the same free interest.By the way the credit card should not be used for any more purchases whatever. The sole purpose is to pay over all monies owing.

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