Thread: How to rip off insurance company - and get away with it.

I was in Spokane recently, and a young woman pulled off the perfect scam. Here's how she did it.

I was at an intersection, turning left, when a woman plowed into me. She had plenty of time to stop, because I was standing still at the intersection for about ten seconds - she came from a long way back, and never even hit the breaks. you know how you always hear a screaching sound just before a loud bang? Well there was no screaching sound because she didn't hit the brakes. She just simply lined my vehicle up, and plowed into me.

The woman had her note book ready, and a pen, and immediately phoned the cops to report the accident. She was smiling. She wasn't injured. Later she got a lawyer, said I ran a red light, and is going to collect money for her injuries.

Perfect scam. The lawyers in Utah, will earn money from this scam. The woman will earn money from this scam. After she reported the accident to the cops, she told me the police would not be coming, so I left. The b!tch then said on her report, I tried to flee the scene. My vehicle was not damaged as bad as hers. Her Chevy Cavalier looked totaled. My Toyota Tacoma just had a dented bumper, and dented fender, broken signal light.

So if you want to screw the insurance company, go get a 2002 Chevy Cavalier, or similar small car. Plow into someone on a busy intersection. Report it to police, but say no one was injured, and vehicles are driveable. Then lie, and say the other guy ran a red light. The next day, get a lawyer, and you should be on your way to collecting some money for your injuries. In this recession economy, it's a good way to earn some money.

There's only one problem. Karma. You lie now, and get the money, but several years later, your karma might put you into a REAL head on collision, and you might have REAL injuries. I wouldn't fool around with scamming insurance companies. It's not worth it.





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Why would you leave to begin with; by law all auto accidents need to be reported to the police; and by the sounds of it she needed to contact them regardless of the fact. Sorry, but this isn't the perfect scam... you left your self open to this by leaving the scene in the first place.

She told me the police aren't coming.

What was I supposed to do?

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I sometimes feel that it is only possible to get anything from the insurance companies with scams and stuff...the normal genuine cases never get their dues.

This is where insurance companies play it smart. You could end up paying more for a coverage you never sought.you should had to claim for your accident.you just had accepted your mistake by doing nothing. you just had thought she has done scam claim.

The reply is provided for informational and educational purposes only and are not intended for a legal advice.

To get past the clauses we have to be careful with the accident also seems like...and there are people who play it well and get the claims passed and the genuine cases sometimes suffer.

Originally Posted by healthyheart

To get past the clauses we have to be careful with the accident also seems like...and there are people who play it well and get the claims passed and the genuine cases sometimes suffer.

Exactly 1st we should careful with accidents..By luck if some one get accidnets than evidence will be used by your solicitor if there are any challenges made by the other driver's insurance company that the injuries sustained by you were not caused by the accident in question.

leaving the scene doesn't make you look good at all. If someone told me that the cops weren't comming i would have called the cops myself and waited until they arrived. ESPECIALLY if the scenario were identical to yours.

this is not right at all. This is why insurance is so high now.

Why would you leave to begin with; by law all auto accidents need to be reported to the police; and by the sounds of it she needed to contact them regardless of the fact. Sorry, but this isn't the perfect scam... you left your self open to this by leaving the scene in the first place.
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