Thread: Advices NEEDED

I had a car accident where I was rear ended at a red light. Obviously the other person's fault. No police report were filed because I know the person who hit me. I got a whiplash injury and followed a treatment worth about $4000. The car damages were $1000. The insurance claims that it is only a minor impact so they do not expect to reimburse anything for my medical bills (they already paid for the $1000 of the car damages). Even after the treatment I have permanent damage on my neck (soft tissues).

- Should I hire a lawyer? Will any lawyer refuse to work with me because the impact was to small?
- Will my claims be not valid because I do not have a police report?
- Simple question: how do I file a claim (where is the paperwork?!). What paperwork from each doctor should I send to the insurance?
- Should I have my car insurance helping me with the medical bills claim?
- The doctors are already asking me to pay the bills (beside the copayment). Do I have the right to refuse until the car insurance reimburse me?

Thank you.

Most states allow you to file a complaint at the small claims court to sue for up to $5,000 dollars.

You can file a case but before that consult some attorneys for the procedure on how to handle this matter. Refer this website for some basic information that you need on how to file the claim.

III - How do I file a claim?

You can file a case but before that consult some attorneys for the procedure on how to handle this matter. Refer this website for some basic information that you need on how to file the claim.

Always file a police report after an accident. You definitely should have filed a police report even if you knew the person. If you already accepted a settlement offer from the insurance company you are screwed. However, personal injury lawyers offer free consultations so it doesn't hurt to talk to one and get their advice.

had a car accident where I was rear ended at a red light. Obviously the other person's fault. No police report were filed because I know the person who hit me. I got a whiplash injury and followed a treatment worth about $4000. The car damages were $1000. The insurance claims that it is only a minor impact so they do not expect to reimburse anything for my medical bills (they already paid for the $1000 of the car damages). Even after the treatment I have permanent damage on my neck (soft tissues).

I would call a lawyer first. here is the number of one located in California. 1-800-598-6998

I would talk to a lawyer and get a second opinion, at the very least, he or she can let you know whether it is possible to win the case or not. But I do not think that you can refuse to pay your medical bills, using the insurance company as your excuse. You were provided medical care and you are legally bound to pay that bill irrespective of how your claim turns out in the end.

Have to agree with the others above. Consulting a lawyer for a second opinion is definitely your smartest move.

The best way is to consult with a lawyer.