Thread: What to Do After an Auto Collision

# File a Car Accident Report with the Police

Even in a minor accident it is important to make sure there is a legal accident report. Do not leave the scene until the police file a full report.

# Discuss the Car Accident Only with the Police

With everyone all shook up it can be hard not to talk about what just happened, but that can also lead to you not thinking clearly and accurately about what happened. It is important to limit your discussion of the accident and not to admit any fault or liability. You should talk about the accident with the police and your insurance agent only.

# Get the Facts

This is the part most people know to do, but often forget to after the accident for one reason or another. It is important to get names, address, and phone numbers of everyone involved in the accident. A description of the car and license plate number can also be helpful, but make sure you also get their insurance company and the vehicle identification number of their car. Don't just assume the license plate number will do because most insurance companies only record the type of car and the vehicle identification number, not the license plate number.

# Call you Insurance Agent

Call your agent or insurance company's 800-number immediately, even at the scene with the police if possible. Sometimes the police officer can give your insurance company more accurate information rather than information you may not be recording properly because you are upset by the accident. This can save you a lot of time later waiting for your claim to be processed.

Yeah you are right this is the right method .

Your information is helpful. However, an individual who sustains injury as a result of a motor vehicle collision ("MVC") is encouraged to consult a competent Personal Injury attorney. (The term "auto collision" attorney is overly-limiting and, I suspect, not a specialty in Law that most states recognize.

Individuals who sustain injuries in an MVC are encouraged to contact an attorney as soon as possible, and refuse to give any recorded statement to the other party's insurance carrier.

It is significant to note that if you present to your family physician following an MVC, assuming you have major medical (e.g., health insurance), you may find that your physician makes no mention of the MVC. This is due to the fact that most major medical provisions exclude injuries sustained in an MVC.

Yes, well said. Accidents really cause a heavy traffic because both parties argues to each other who should be blame. And exchaging of reasons, eventually turning into hot arguments was a serious problem. It could bring no help cause both parties might gone into fighting. Averting of additional damages will be done if followed these methods. But the difference was they're not bring the situation in legal matters. No lawyers were hired and they settled it among themselves. All the more, everyone should take these methods seriously.

Hello,

Your heart is beating hard, you're breathing fast and you can't believe you just got into an accident. Look around. You're alive? Good. Everyone else? Even better. Now here's what you need to do once the dust settles.

You should:

* Keep your auto insurance information in the glove compartment, including a pre-printed form allowing you to provide the particulars of any accident, including a sketch of the scene. (Even better, use that disposable camera you keep in the car. You don't? You should.)

* Stay at the scene of the accident until police have come and gone, making sure you have the name of the officer(s) and that they have your version of what happened. Do not assume a police report will "take you off the hook" or even that one will be generated in the event of a minor accident ("minor" may mean no one is injured even though your car suffers a direct hit).