It is my belief that one should never use or pay a credit repair company to do anything. The reason is that even if they were successful and got rid of all your adverse listings it would become nothing more than an exercise in futility the moment some lawyer filed a lawsuit against you for the debts you didn't pay.

So even if it is successful it is still nothing less than an exercise in futility. On top of that there are much better ways to go about it.

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